We are strong believers in the way we do our job for our customers is just as important as what we do for them. We are defined by how we work and interact with our customers and our lenders in order to determine how we can best serve our prospective borrowers, team members and local communities.
We strive every day to make our customers and team members feel like a part of the Expressway Business Loans family while providing exceptional customer service, speed and support by being informative, caring and giving 110% because it’s what we do and it’s who we are.
Expressway Business Loans looks into more than just your credit score when sourcing you the best lending. We include considerations like valuable earning potential, property or equipment value and other important funding criteria.
Expressway Business Loans offers a wide variety of loan programs for a wide variety of asset types with fixed, adjustable and interest-only rate loans. Expressway Business Loans offers commercial real estate loans to business owners to purchase or refinance existing properties and construction loans for new offices, multifamily or industrial buildings.
Our borrowing process starts with a pre-qualification that does not impact your credit score and can be completed in an hour or two. Like traditional loans, it takes about 30 days to complete the loan origination and underwriting process in order to approve and fund the typical commercial loan.
We employ a four-step approach in assisting our clients in meeting their goals and objectives:
- Advise applicants on loan options by interviewing applicants to assess their loan requirements to determine which options are best suited for their financial needs.
- Analyze and submit all applicant’s required loan application and documentation which includes but is not limited to documentation from credit bureaus, financial institutions and employers. Collect and analyze each document, ensuring that it is accurate and fulfills application requirements. Enter the application into the loan origination system and submit it for approval.
- Monitor the entire loan process from completing the loan application as it waits for approval from the lender through the closing. Provide progress reports and if any discrepancies should arise between the lender and the potential borrower and help to resolve them.
- Provide ongoing excellent customer service. Available to offer education advice and progress reports, answering questions and resolving problems.