About Us
We Work For You
Meet Our Team
Ted Beinhorn
NMLS ID: 1881184
Responsible for developing new profitable financial relationships with businesses, the business owners and the key executives in accordance with client goals. Proactively looks to expand client base by cultivating referral relationships with centers of influence, prospecting, networking, and target marketing clients/prospects in accordance with company marketing standards and building a nationwide book of business. Provide education to clients and create cross sell opportunities on Commercial Real Estate Loans, Equipment Financing and Working Capital Loans, process and prepare documentation for new loans and ensure that it is complete, accurate and in compliance with lender requirements. You can find Ted at 561-271-3585 or tbeinhorn@expresswaybusinessloans.com
Steve Calvin
NMLS ID: 1660690
Stevie Calvin serves as a Commercial Loan Broker with Expressway Business Loans. He specializes in originating, underwriting, and closing of fix and flip, fix and hold for multi-family and investment housing loans nationwide from $250,000+. Stevie has taken a personal interest in assisting his customers’ commercial lending needs.
Stevie has over 17 years in the banking and lending industry. Prior to joining Expressway Business Loans, he began his career with Aegis Home Lending in 2005. Steve started as a personal banker and later served as a lending consultant where he managed commercial and residential loan transactions. He also spent time with Wells Fargo and Prime Lending as a Mortgage Loan Officer and served clients nationwide. Stevie prides himself on solving his clients’ capital problems by providing common sense solutions to help them grow their businesses. He strives to foster strong financial relationships and assists with their real estate, equipment or working capital needs. Stevie is also a residential Mortgage Loan Officer. You can find Stevie at 701-799-4966 or scalvin@expresswaybusinessloans.com.
Lee Kramer
Lee has been a Commercial Loan Officer for over six years. He is a specialist in unsecured loan space for individuals who may not have the assets, collateral, or time in business to otherwise be able to gain access to funding. These loan types include but are not limited to those borrowers who need working capital to qualify for a franchise, don’t qualify for SBA loans, or may need funds quickly for a real estate or equipment purchase down payment.
By tracking 100’s of different credit unions, banks, and other lenders, we know who are and who aren’t providing unsecured financing products and we can quickly provide loans for any purpose and any industry. Even if you’ve been turned down for funding, we can assist you in obtaining the capital you need.
Lee is also a specialist in providing the capital and financing to existing insurance agents or those planning to become an insurance agent. Our financing programs can help insurance agencies accomplish their goals. These funds can be used for buying a book of business, opening new or satellite agencies, working capital loans, refinancing existing insurance loan; and debt restructuring.
We finance all insurance agent situations – captive and independent – or just starting training to become an insurance agent. Have you been turned down for funding? If you’ve been turned down for funding, we can help you to succeed by working with you to obtain the capital you need. You can find Lee at 301-495-8993 or lkramer@expresswaybusinessloans.com.
Erika Lodwig
NMLS ID: 602685
As a Commercial Loan Officer, I partner with businesses in our community and around the country to help them reach their lending goals. My team and I spend time building relationships based on trust and respect. We work hard networking so that you are the first to come to mind when businesses need financial services.
When businesses are ready, we collect information to perform a preliminary credit review and analysis concerning your needs. We originate and service a variety of commercial loans such as Conventional, SBA, Construction, Equipment and Asset Based Loans. I’m conscientious about portfolio maintenance and loan administration in accordance with federal and state regulations and policies.
We work with our direct lenders, investors, appraisers, and my team to resolve troubled loans. You take pride in meeting loan production goals. I’m both a number cruncher and a people person. I feel great about helping businesses in our community and nationwide to grow, thrive and accomplish their capital objectives and goals. I’m also an experienced, professional residential Mortgage Loan Originator. Se Habla Español You can find Erika at 954-444-9922 or elodwig@expresswaybusinessloans.com.
Michael Jiunta
NMLS ID: 1918971
Bringing over 25 years of sales, management, and financial experience, Michael has had the opportunity to assist clients from every walk of life through the process of sourcing funding for their most important needs.
It’s the personal approach with speed and responsiveness through his partnership with Prosperity Home Loans that sets him apart from the banks. Whether it’s Residential Mortgages or Business Loans from $50,000 to $5,000,000 he offers an attractive portfolio of loan options to fit your needs. There is no “one size fits all” when it comes to the specific needs of clients, and it’s having a portfolio with over 60 lenders that gives Michael the ability to match the most appropriate product with a client’s needs and expectations. You can find Michael at 859-312-7550 or mjiunta@expresswaybusinessloans.com
Your Dream. Our Mission.
who We Are
We are strong believers in the way we do our job for our customers is just as important as what we do for them. We are defined by how we work and interact with our customers and our lenders in order to determine how we can best serve our prospective borrowers, team members and local communities.
We strive every day to make our customers and team members feel like a part of the Expressway Business Loans family while providing exceptional customer service, speed and support by being informative, caring and giving 110% because it’s what we do and it’s who we are.
Expressway Business Loans looks into more than just your credit score when sourcing you the best lending. We include considerations like valuable earning potential, property or equipment value and other important funding criteria.
Expressway Business Loans offers a wide variety of loan programs for a wide variety of asset types with fixed, adjustable and interest-only rate loans. Expressway Business Loans offers commercial real estate loans to business owners to purchase or refinance existing properties and construction loans for new offices, multifamily or industrial buildings.
Your Dream. Our Mission.
Why Choose Us
Our borrowing process starts with a pre-qualification that does not impact your credit score and can be completed in an hour or two. Like traditional loans, it takes about 30 days to complete the loan origination and underwriting process in order to approve and fund the typical commercial loan.
We employ a four-step approach in assisting our clients in meeting their goals and objectives:
- Advise applicants on loan options by interviewing applicants to assess their loan requirements to determine which options are best suited for their financial needs.
- Analyze and submit all applicant’s required loan application and documentation which includes but is not limited to documentation from credit bureaus, financial institutions and employers. Collect and analyze each document, ensuring that it is accurate and fulfills application requirements. Enter the application into the loan origination system and submit it for approval.
- Monitor the entire loan process from completing the loan application as it waits for approval from the lender through the closing. Provide progress reports and if any discrepancies should arise between the lender and the potential borrower and help to resolve them.
- Provide ongoing excellent customer service. Available to offer education advice and progress reports, answering questions and resolving problems.
we can do it together
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