Commercial Real Estate Loan
Financing for multifamily, mixed use, industrial, retail, fix & flip and fix & lease properties.
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Loan Terms:
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Loan Amount: $100,000 – $50,000,000+
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Loan Term: 5–30 Years Purchase / Refinance (Amortization Varies)
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Interest Rate: 7.99% – 12.99%
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Loan Values/Costs: LTV/LTC/DSCR/PPP/RECOURSE – 70%/65%/NO/NO/YES (w/ carve outs)
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Origination/Closing Fees: 5% – 9%
Requirements:
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680+ Personal Credit Score or 80+ Business Credit Score
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$50,000 + Personal Annual Income and or $100,000 + Business Annual EBIDA
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Less Than 40% DTI
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2+ Year in Business
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Urban and Suburban Areas
Documents To Submit For Approval:
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Complete Uniform Commercial Loan Application
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Current 3 Years Federal / State Business / Personal Tax Return
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Current Interim & FYE Financial Statements (Balance Sheet and P&L Statement)
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IRS EIN Number Verification
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Property Appraisal / BPO / Comparative Marketing Analysis
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Complete Personal Financial Statement Form
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Current 6 Months Bank Statements Personal / Business (every page, even blank)
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Articles of Incorporation and Operating Statement
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Business Occupational License
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Current (within past 30 days) Detailed Credit Report with FICO Scores from all 3 Credit Bureaus